Rick is licensed to sell Insurance Products in the following states: Minnesota

Rick is registered to sell Securities in the following states: Arizona, California, Colorado, Florida, Illinois, Iowa, Maryland, Minnesota and Wisconsin.

Securities are offered through QA3 Financial Corp., member FINRA / SIPC.

Advisory Services offered through SMG Securities Group, an SEC Registered Investment Advisor. 

Lighthouse Investor Services, Securities Monitoring Group, LLC, and QA3 are not affiliated companies.